Tell me I’m wrong to hold off on GTA V.

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I have been waiting, and waiting, and waiting. GTA V is finally coming to PC. I’ve held off on playing it on consoles, wanting to experience it in all it’s glory on my ideal platform.
Now it’s here though, I’m finding myself hesitant and skeptical of it. This is in part due to it realistically being a 19 month old game that still costs $80, but there’s one main issue that has me worried.

See, GTA Online is the thing that appeals to me most. Multiplayer GTA in a massive scale sounds amazing and is something I want to be a part of.
However, I’m really put off by what I see on the Steam Store page for the game:

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So if a person pre-purchases the game by the end of the month they will start off with one million dollars in game. This might truly be insignificant, but judging from what I’ve read, it isn’t.
You see, apparently things you buy in GTA Online aren’t just restricted to weapons and armor. You can also buy cars and places to store those cars, as well as home properties.So already, you have players able to own cars before people who don’t pre-order.
Next, according to an excerpt from an old IGN article:

Rockstar has also said, in an interview with Game Informer, that Heists will require at least one player with a larger home with an office for planning the jobs

The minimum price of one of these buildings, which are apparently the 10-car garage apartments, is $200,000. Now I don’t know how hard it is to get money yet, so it might be really easy to get this. However, the fact that players who pre-order have an advantage over other players in that they get to do Heists quicker as well as having weapons and cars faster feels bad.

This may all be a non-issue, but based on the information I have, it’s definitely unappealing for the person like me who can’t spend $80 on a game. Once again as stated in the title, if you can convince me otherwise I would love to hear it.